Multiple loan products
Set up business, personal, vehicle and home loans, each with its own fields, documents and rules.
Loan Desk · Loan Origination & Servicing
From loan application to core servicing.
An end-to-end loan origination and servicing platform. Create business, personal, vehicle and home loans, move each application through every stage to approval, then service it in the core — including repayment schedules and direct debits.
Built for Banks, credit unions, non-bank lenders and finance providers
- Business, personal, vehicle & home loans
- Configurable application stages
- Core servicing & repayment schedules
- Automated direct debit collections
Overview
Why teams choose Loan Desk
Lending teams lose time re-keying data between application forms, credit assessments and servicing systems. Loan Desk replaces those hand-offs with a single platform that follows each loan from the moment the application is created to the day the loan is paid out.
Create applications for business, personal, vehicle and home loans, move them through assessment and approval with clear stage controls, then settle and service the loan — repayment schedules, direct debits, balances and statements — all in the same system.
Key features
One platform for the whole loan lifecycle
Loan Desk connects origination and servicing, so every loan is managed in one place from start to finish.
Application creation
Capture borrower, income, security and liability details in guided, structured application forms.
Stage-based workflow
Move each application through verification, assessment, approval and settlement with full visibility.
Assessment & approval
Record credit assessments, conditions and decisions with a complete audit trail.
Direct debit collections
Schedule and collect repayments by direct debit, with every transaction recorded against the loan.
Core loan servicing
Manage repayment schedules, balances, interest, arrears and statements for the life of the loan.
How it works
The complete loan lifecycle
Loan Desk takes every application from creation all the way to core servicing.
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Stage 01 / 08
Application created
Choose the loan type and capture the borrower’s details.
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Stage 02 / 08
Documents & verification
Collect and verify identity, income and security documents.
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Stage 03 / 08
Credit assessment
Assess serviceability, credit history and risk.
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Stage 04 / 08
Approval
Approve, decline or approve with conditions — fully recorded.
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Stage 05 / 08
Offer & contract
Issue the loan offer and record the signed contract.
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Stage 06 / 08
Settlement
Settle the loan and disburse funds to the borrower.
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Stage 07 / 08
Core servicing
Manage repayment schedules, interest, balances and statements.
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Stage 08 / 08
Direct debits to payout
Collect repayments by direct debit until the loan is repaid and closed.
Who it’s for
Built for modern lenders
Banks & credit unions
Digitise origination and servicing across every lending product.
Non-bank lenders
Launch and manage loan products quickly with configurable workflows.
Vehicle & asset finance
Handle high volumes of vehicle loans from application to payout.
FAQ
Questions about Loan Desk
Everything you need to know before booking a demo.
Which loan types does Loan Desk support?
Loan Desk supports business, personal, vehicle and home loans, and each product can be set up with its own fields, documents and approval rules.
Does Loan Desk service loans after settlement?
Yes. Once a loan settles it moves straight into core servicing — repayment schedules, direct debits, balances and statements — without exporting to another system.
Can we configure our own stages?
Yes. Stages, required documents and approval steps can be tailored to your lending process and credit policy.
How are repayments collected?
Repayments are collected by direct debit on the schedule agreed in the loan contract, and every transaction is recorded against the loan.